ABOUT US
Brad Spanner at a national conference for Australian mortgage brokers in Queenstown, New Zealand, 2014.
Top of the Range Home Loans is a local business that was established in September, 2002.
Brad Spanner is an accredited mortgage broker and is a member of the Mortgage and Finance Association of Australia, the Credit Ombudsman Service and Plan Australia. He has completed a Diploma of Financial Services (Finance/Mortgage Broking management), Certificate IV in Financial Services (Finance/Mortgage Broking) and a Bachelor of Arts degree through USQ.
Brad is a local sporting identity, having represented Toowoomba, Queensland Country and Australian Country cricket sides. He is a life member of the Northern Brothers Diggers Cricket Club and now coaches under-age cricket sides and at local schools.
Brad is passionate about his business and enjoys all aspects of mortgage broking, from dealing with first home-buyers to investors.
It is his job to find a home loan to suit your needs – whether you are buying your first home or you are an investor looking to increase your portfolio. Brad is there to help.
Here are three facts that Brad believes a lot of home-buyers do not know:
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Not all banks are the same. Banks have different lending policies that affect how much you can borrow. You may find that Heritage Bank may lend you $200,000 and the National Australia Bank could lend you $230,000. It pays to check your borrowing capacity.
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You do not need to have genuine savings to get a loan.
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Casual employees and workers on probation are still eligible to get finance.
*Brad Spanner is a credit representative (Credit Representative number 398859 of BLSSA Pty Ltd (Australian Credit Licence No. 391237)
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FREE Home Buyers Guide
This Guide contains all the information you need to get finance for your own home or investment properties.
Information Morning
Brad Spanner with the great Wally Lewis after a bank information morning in Brisbane