A proactive approach to managing your mortgage can help steer you through a tough environment. With the price of the average home seemingly beyond reach, most would-be homebuyers feel like the odds are stacked against them when it comes to purchasing a home. Buying your first home or investment property is still possible - all it takes is a little time, mortgage know-how and the commitment to managing your finances. So what does this mean for you and your mortgage? There are

Lender’s Mortgage Insurance can help you enter the market sooner. "If you default on your loan, Lender’s Mortgage Insurance only covers the lender not you." Lender’s Mortgage Insurance (LMI) helps Australian homeowners enter the market earlier through allowing you to borrow a higher percentage of a property’s value. For first home buyers, particularly those struggling to save a deposit but more than comfortable to meet their mortgage repayments, it can be a key tool to break